Homeowners Insurance from Hogan Insurance - Hogan Insurance

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Hogan Insurance
Your Local Independent Insurance Agency
(386) 864-7175
Hogan Insurance Logo
(386) 864-7175
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Homeowners Insurance is an important purchase for two major reasons:

  • To Protect your Assets – Homeowners insurance covers both your property and your personal legal liability for injuries to others or their property while they’re on your property.

  • To Satisfy Your Mortgage Lender – Most mortgage companies require you to have Insurance as long as you have a mortgage and to list them as the mortgagee on the policy. If you let your insurance lapse, your mortgage company will likely “force place” your homeowners coverage which will cover the dwelling only for the amount of your outstanding loan and the premium will be much higher. Your mortgage company will require you to pay this higher premium until you purchase your own policy again.

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